The Online Lenders Alliance

Founded in 2005, the Online Lenders Alliance (OLA) is the first trade association in FinTech. The growing online lending industry is providing consumers with more options, and OLA represents a diverse group of innovative companies dedicated to serving the millions of Americans who seek access to credit to meet their financial needs. OLA members are not only required to be compliant with all applicable laws and regulations, they also abide by an extensive set of Best Practices to ensure that customers are fully informed and fairly treated.

Resources

Consumers

How to report fraud, file a complaint and consumer tips

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Policy

Federal, state and regulatory policy resources

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Media

Latest news and updates from the Online Lenders Alliance

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Members

Online Lenders Alliance membership

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Convenient Loans
for Hard-Working Americans

When Americans need secure and convenient loans, Online Lenders Alliance members take pride in helping out those who need it.

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News

November 14, 2023 in Home Page News, Media Resources, OLA in the News, Press Release, State Affairs, State Affairs

Online Lenders Alliance Releases Results of New Mexico Consumer Survey Finding Rate Cap is Leaving Former Short-Term, Small-Dollar Loan Users Struggling to Pay Bills and Access Credit

-Rate Cap is Failing the Financial Wellbeing of New Mexico Consumers Since Taking Effect January 1, 2023- ARLINGTON, Va. (November 14, 2023)—In the wake of…
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September 8, 2023 in Home Page News, Media Resources, OLA in the News, Press Release

Online Lenders Alliance: Senator Durbin’s Latest National 36 Percent Interest Rate Cap Legislation Would Eliminate Vital Credit Products, Harming Consumers

-Illinois Consumers’ Experiences After Rate Cap Clearly Demonstrate Rate Caps’ Negative Impacts-   ARLINGTON, Va. (September 7, 2023)—After Senator Dick Durbin (D-Ill.) introduced his latest…
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June 20, 2023 in Home Page News, Media Resources, OLA in the News, Press Release

New Report Offers Further Evidence About Consumers’ Inability to Access Small Dollar Credit from Banks and Credit Unions

-Southwest Public Policy Institute Investigation Plainly Refutes False Claims that Credit Unions’ Small Dollar Loan Products Will Meet the Needs of Most Consumers-   ARLINGTON,…
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June 8, 2023 in Home Page News, Media Resources, OLA in the News, Press Release

Online Lenders Alliance Statement on New Federal Reserve “Economic Well-Being of U.S. Households” Report: Latest Data Demonstrates Consumers’ Continued Need for Available Credit Options

ARLINGTON, Va. (June 1, 2023)—After the Federal Reserve issued its new Economic Well-Being of U.S. Households in 2022 report last week, based on results from…
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