The Online Lenders Alliance

Founded in 2005, the Online Lenders Alliance (OLA) is the first trade association in FinTech. The growing online lending industry is providing consumers with more options, and OLA represents a diverse group of innovative companies dedicated to serving the millions of Americans who seek access to credit to meet their financial needs. OLA members are not only required to be compliant with all applicable laws and regulations, they also abide by an extensive set of Best Practices to ensure that customers are fully informed and fairly treated.

Resources

Consumers

How to report fraud, file a complaint and consumer tips

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Policy

Federal, state and regulatory policy resources

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Media

Latest news and updates from the Online Lenders Alliance

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Members

Online Lenders Alliance membership

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Convenient Loans
for Hard-Working Americans

When Americans need secure and convenient loans, Online Lenders Alliance members take pride in helping out those who need it.

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News

February 6, 2025 in Federal Policy Press, Press Release

Online Lenders Alliance Statement on Legislation Introduced to Cap Credit Card Interest Rates

ARLINGTON, Va. (February 6, 2024)—After Senators Josh Hawley (R-Mo.) and Bernie Sanders (I-Vt.) introduced legislation to cap annual interest rates on credit cards at 10…
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February 5, 2025 in Press Release, Research Press

New Online Lenders Alliance Research Finds That Consumers Continue to Rely on Alternative Providers For Small Dollar Credit, Even When They May Have Options At Their Bank or Credit Union

ARLINGTON, Va. (February 5, 2025)—The Online Lenders Alliance (OLA) today released its latest batch of survey data, covering the entirety of 2024, which revealed that…
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February 3, 2025 in Federal Policy Press

Online Lenders Alliance Comment on Treasury Secretary Scott Bessent’s Designation to Serve as Acting Director of Consumer Financial Protection Bureau

ARLINGTON, Va. (February 3, 2025)—Following President Donald Trump’s announcement designating Treasury Secretary Scott Bessent as Acting Director of the Consumer Financial Protection Bureau, Online Lenders…
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January 30, 2025 in Federal Policy Press

Online Lenders Alliance Issues 2025 Policy Priorities White Paper, Outlining Recommendations for Key Policymakers

ARLINGTON, Va. (January 30, 2025)—This morning, the Online Lenders Alliance (OLA) released its 2025 Policy Priorities white paper, providing a guide for legislators, regulators, and…
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