The Online Lenders Alliance

Founded in 2005, the Online Lenders Alliance (OLA) is the first trade association in FinTech. The growing online lending industry is providing consumers with more options, and OLA represents a diverse group of innovative companies dedicated to serving the millions of Americans who seek access to credit to meet their financial needs. OLA members are not only required to be compliant with all applicable laws and regulations, they also abide by an extensive set of Best Practices to ensure that customers are fully informed and fairly treated.

Resources

Consumers

How to report fraud, file a complaint and consumer tips

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Policy

Federal, state and regulatory policy resources

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Media

Latest news and updates from the Online Lenders Alliance

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Members

Online Lenders Alliance membership

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Convenient Loans
for Hard-Working Americans

When Americans need secure and convenient loans, Online Lenders Alliance members take pride in helping out those who need it.

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News

March 28, 2025 in Federal Policy Press, Press Release

Online Lenders Alliance Statement on CFPB’s Announcement Regarding the 2017 Small Dollar Rule

ARLINGTON, Va. (March 28, 2025)—After the Consumer Financial Protection Bureau announced that it would not prioritize enforcement or supervision actions related to the 2017 Small…
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March 27, 2025 in Press Release, State Policy Press

Only 43 Percent of Installment Loan Licenses Remain in Illinois After Statewide Rate Cap Took Effect, As Numbers Continue to Drop Year-over-Year

-Number of Installment Lender Licenses Experienced Another Sharp Decline, Falling 13.4 Percent in the Past Year- ARLINGTON, Va. (March 27, 2025)—Four years after Illinois implemented…
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March 25, 2025 in Press Release, State Policy Press

Online Lenders Alliance Statement on Virginia Governor Glenn Youngkin’s Veto of Rate Cap Legislation

ARLINGTON, Va. (March 25, 2025)—After Virginia Governor Glenn Youngkin vetoed SB 1252, legislation that would severely restrict access to credit and financial products in Virginia,…
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March 6, 2025 in Consumer Alerts, Press Release

Online Lenders Alliance Highlights Year-Round Efforts to Combat Scams and Fraud in Online Lending for National Consumer Protection Week

-Consumers Seeking Online Loans Should Know the Signs of Scams and Fraud, Look For OLA Seal, and Use OLA’s Consumer Hotline To Report Issues- ARLINGTON,…
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