The Online Lenders Alliance

Founded in 2005, the Online Lenders Alliance (OLA) is the first trade association in FinTech. The growing online lending industry is providing consumers with more options, and OLA represents a diverse group of innovative companies dedicated to serving the millions of Americans who seek access to credit to meet their financial needs. OLA members are not only required to be compliant with all applicable laws and regulations, they also abide by an extensive set of Best Practices to ensure that customers are fully informed and fairly treated.

Resources

Consumers

How to report fraud, file a complaint and consumer tips

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Policy

Federal, state and regulatory policy resources

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Media

Latest news and updates from the Online Lenders Alliance

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Members

Online Lenders Alliance membership

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Convenient Loans
for Hard-Working Americans

When Americans need secure and convenient loans, Online Lenders Alliance members take pride in helping out those who need it.

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News

January 17, 2024 in Home Page News, Media Resources, OLA in the News, Press Release, State Affairs, State Affairs, State Policy

Latest Woodstock Institute “Study” Seeks to Hide the Harsh Reality of the Illinois Rate Cap’s Impact on Consumers: Less Access to Credit for Those Who Need it Most

ARLINGTON, Va. (January 16, 2024)—Responding to the latest Woodstock Institute report on the impact of Illinois’ 36 percent rate cap on consumers in the state,…
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January 4, 2024 in Home Page News, Media Resources, OLA in the News, Press Release, State Affairs, State Affairs

New Data Shows One Year After New Mexico Implemented Its Rate Cap, Credit Options Are Sharply Lower

ARLINGTON, Va. (January 4, 2024)—Data from the New Mexico Regulation and Licensing Department (NMRLD) collected and analyzed by the Online Lenders Alliance shows that within…
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December 15, 2023 in Federal Affairs, Federal Policy, Home Page News, Media Resources, OLA in the News, Press Release

Senator Reed’s 36% Rate Cap Bill Increases Hardships on Millions of Americans By Eliminating Vital Forms of Credit

ARLINGTON, Va. (December 15, 2023)—After Sen. Jack Reed (D-R.I.) reintroduced his perennial legislation to force the Military Lending Act’s credit-eliminating restrictions on millions of Americans,…
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December 13, 2023 in Home Page News, Media Resources, OLA in the News, Press Release, Regulatory Affairs, Regulatory Policy

Online Lenders Alliance: FCC’s Decision to Impose One-to-One Consent Puts Small Businesses at a Disadvantage and Will Negatively Impact Consumer Choice

ARLINGTON, Va. (December 13, 2023)—After the Federal Communications Commission (FCC) announced its decision to adopt a new proposal that will restrict consumer choice, Online Lenders…
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