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Illinois Open Records Request Exposes the Truth: The PLPA’s 36% Rate Cap Is Not Working – And the Data Proves It

ARLINGTON, VA (April 25, 2022)—Rate cap proponents have been misleadingly touting Illinois’ 36% rate cap law as a success story, implying that its enactment has…

CommunicationsApril 26, 2022

Comment Letters

Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services Docket No. CFPB-2022-000

The Online Lenders Alliance submitted comments to the Consumer Financial Protection Bureau in response to their request for information regarding fees imposed by providers of…

OLA CommsApril 11, 2022

Comment Letters

Importance of Bank/Third-Party Vendor Relationships

The Online Lenders Alliance sent a letter to the FDIC, CFPB, and OCC regarding the importance of bank/third-party vendor relationships.

OLA CommsFebruary 25, 2022

Press Release State Policy Press

Survey of Illinois Borrowers Highlights the Harmful Effects of the State’s 36 Percent APR Cap

-Most Short-Term, Small-Dollar Loan Users Report They Have Struggled to Pay Bills or Access Credit Since Rate Cap Took Effect- ARLINGTON, Va. (February 23, 2022)—A…

CommunicationsFebruary 23, 2022

Research Resources State Policy Resources

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers

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OLA CommsFebruary 23, 2022

Press Release State Policy Press

Online Lenders Alliance: Capping Interest Rates in New Mexico Will Harm Hundreds of Thousands of New Mexico Consumers By Eliminating Crucial Forms of Credit

ARLINGTON, Va. (February 16, 2022)—After the New Mexico Legislature passed H.B. 132, legislation that would eliminate credit options for hundreds of thousands of New Mexico…

CommunicationsFebruary 16, 2022

Press Release State Policy Press

OLA Reacts to New Mexico Rate Cap Bill

The New Mexico House of Representatives passed HB.132 - a bill that will eliminate access to credit for hundreds of thousands of New Mexicans by implementing a 36% annual percentage rate cap on small-dollar consumer…

CommunicationsFebruary 8, 2022

Comment Letters

Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) Docket No. CFPB 2021-0015

Small Business Lending Data Collections Comments OLA filed comments regarding the collection of small business lending data as prescribed under Section 1071 of the Dodd-Frank…

CommunicationsJanuary 20, 2022

Comment Letters

Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) Docket No. CFPB 2021-0015

The Online Lenders Alliance (OLA) submitted comments to the Consumer Financial Protection Bureau regarding “Small Business Lending Data Collection Under the Equal Credit Opportunity Act…

OLA CommsJanuary 6, 2022

Online Lenders Alliance News

Illinois Open Records Request Exposes the Truth: The PLPA’s 36% Rate Cap Is Not Working – And the Data Proves It

Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services Docket No. CFPB-2022-000

Importance of Bank/Third-Party Vendor Relationships

Survey of Illinois Borrowers Highlights the Harmful Effects of the State’s 36 Percent APR Cap

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers

Online Lenders Alliance: Capping Interest Rates in New Mexico Will Harm Hundreds of Thousands of New Mexico Consumers By Eliminating Crucial Forms of Credit

OLA Reacts to New Mexico Rate Cap Bill

Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) Docket No. CFPB 2021-0015

Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) Docket No. CFPB 2021-0015

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