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Federal and Regulatory Policy Resources

OLA’s federal policy and regulatory team works across a number of initiatives on behalf of OLA’s members and the industry as a whole. To that end, OLA works directly with legislative and regulatory policymakers to educate them by sharing industry information, submitting letters, and providing comments on relevant issues. OLA also organizes and participates in meetings with various groups and coalitions to coordinate and strengthen advocacy efforts.

Federal Policy Resources

April 26, 2024

OLA’s 2023 Policy Priorities

April 25, 2024

Federal Statutes and Regulations Applicable to the Consumer Finance Industry

October 26, 2022

Market Research Report: The Consumer Lending Market

Press Releases

Nov 15

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FDIC Survey on Unbanked and Underbanked Households Once Again Highlights Millions of Americans’ Need for Financial Options

By OLA Comms Federal Policy Press, Press Release, Research Press

ARLINGTON, Va. (November 15, 2024)—After the Federal Deposit Insurance Corporation (FDIC) released the findings of its latest National Survey of Unbanked and Underbanked Households, Online…

Nov 06

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Online Lenders Alliance Congratulates Donald Trump on Election to Be 47th President of the United States

By OLA Comms Federal Policy Press, Press Release

ARLINGTON, Va. (November 6, 2024)—With major media outlets declaring that Donald Trump has been elected to serve as the United States’ 47th President, Online Lenders…

Sep 30

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Online Lenders Alliance Statement on Proposal to Implement Interest Rate Cap on Credit Cards

By OLA Comms Federal Policy Press, Press Release

ARLINGTON, Va. (September 30, 2024)—After former president and current Republican presidential nominee Donald Trump proposed a temporary 10 percent APR cap on credit card interest…

May 16

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Online Lenders Alliance Statement on Supreme Court’s CFPB Ruling

By OLA Comms Federal Policy Press, Press Release

ARLINGTON, Va. (May 16, 2024)—After the U.S. Supreme Court reversed a lower court’s ruling that the Consumer Financial Protection Bureau’s (CFPB) funding violated the Constitution,…

Dec 15

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Senator Reed’s 36% Rate Cap Bill Increases Hardships on Millions of Americans By Eliminating Vital Forms of Credit

By OLA Comms Federal Policy Press, Press Release No Comments

ARLINGTON, Va. (December 15, 2023)—After Sen. Jack Reed (D-R.I.) reintroduced his perennial legislation to force the Military Lending Act’s credit-eliminating restrictions on millions of Americans,…

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Comment Letters

Dec 29

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Notice of Proposed Rulemaking on Personal Financial Data Rights Docket No. CFPB-2023-0052; RIN 3170-AA78

By OLA Comms Comment Letters

The Online Lenders Alliance submitted comments to the Consumer Financial Protection Bureau’s Notice of Proposed Rulemaking on Personal Financial Data Rights.

Dec 06

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Notice of Ex-Parte Comments on Second Report and Order and Second Further Notice of Proposed Rulemaking in CG Docket Nos. 02-278 and 21-402, and Waiver Order in CG Docket No. 17-59

By OLA Comms Comment Letters

The Online Lenders Alliance submitted comments to the FCC on its Proposed Rule “Combatting Illegal Text Messages”.

Jul 13

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Request for Information Regarding Data Brokers and Other Business Practices (Docket No.: CFPB-23-0020)

By OLA Comms Comment Letters

The Online Lenders Alliance submitted comments in response to the Consumer Financial Protection Bureau’s Request for Information Regarding Data Brokers and Other Business Practices.

May 08

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Targeting and Eliminating Unlawful Text Messages CG Docket Nos. 02–278, 21–402/ FCC 23– 21; FR ID 134449

By OLA Comms Comment Letters

OLA filed comments to the FCC regarding the Proposed Rule “Targeting and Eliminating Unlawful Text Messages.”

Apr 03

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Registry of Supervised Nonbanks that Use Form Contracts to Impose Terms and Conditions that Seek to Waive or Limit Consumer Legal Protections (Docket No. CFPB-2023-0002/ RIN 3170-AB14)

By OLA Comms Comment Letters

The Online Lenders Alliance submitted comments to the Consumer Financial Protection Bureau (CFPB)’s Proposed rule to establish a system for the registration of nonbanks subject…

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Federal and Regulatory Policy Resources

Federal Policy Resources

OLA’s 2023 Policy Priorities

Federal Statutes and Regulations Applicable to the Consumer Finance Industry

Market Research Report: The Consumer Lending Market

Press Releases

FDIC Survey on Unbanked and Underbanked Households Once Again Highlights Millions of Americans’ Need for Financial Options

Online Lenders Alliance Congratulates Donald Trump on Election to Be 47th President of the United States

Online Lenders Alliance Statement on Proposal to Implement Interest Rate Cap on Credit Cards

Online Lenders Alliance Statement on Supreme Court’s CFPB Ruling

Senator Reed’s 36% Rate Cap Bill Increases Hardships on Millions of Americans By Eliminating Vital Forms of Credit

Comment Letters

Notice of Proposed Rulemaking on Personal Financial Data Rights Docket No. CFPB-2023-0052; RIN 3170-AA78

Notice of Ex-Parte Comments on Second Report and Order and Second Further Notice of Proposed Rulemaking in CG Docket Nos. 02-278 and 21-402, and Waiver Order in CG Docket No. 17-59

Request for Information Regarding Data Brokers and Other Business Practices (Docket No.: CFPB-23-0020)

Targeting and Eliminating Unlawful Text Messages CG Docket Nos. 02–278, 21–402/ FCC 23– 21; FR ID 134449

Registry of Supervised Nonbanks that Use Form Contracts to Impose Terms and Conditions that Seek to Waive or Limit Consumer Legal Protections (Docket No. CFPB-2023-0002/ RIN 3170-AB14)

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