Research Resources

May 17

New Online Lenders Alliance Survey Data Finds Many Customers of the Six Largest Banks Offering Small Dollar Loans Continue to Rely on Alternative Lenders to Help Meet Credit Needs

By OLA Staff Federal Policy Press, Press Release, Research Press No Comments

-Nearly Three out of Every Ten Consumers who Recently Used a Small Dollar Online Installment Lending Product were Customers of the Six Banks Touted as…

Mar 22

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New FOIA Data Confirms That Credit Access in Illinois Remains Significantly Diminished, Leaving Consumers With Fewer Options Two Years After Illinois Implemented 36% Rate Cap

By OLA Staff Press Release, Research Press, State Policy Press No Comments

-Small Dollar Lending Licenses Have Dropped By Nearly 60% Since March 23, 2021- ARLINGTON, Va. (March 22, 2023)—On the second anniversary of Illinois Governor…

Jan 12

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Recently-Released Academic Study Finds Illinois Rate Cap Decreased Credit Availability and Harmed Borrowers’ Financial Well-Being

By OLA Staff Press Release, Research Press, State Policy Press No Comments

ARLINGTON, Va. (January 12, 2022)—According to a recent study released by three leading economists, Illinois’ strict interest rate cap on personal loans has “significantly decreased…

Oct 03

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Online Lenders Alliance Releases New Survey Research from Morning Consult Finding that Online Lenders Have Become the Most Common Source of Personal Loans; Overwhelming Majority Say Loans Obtained Online Helped them Manage Financial Situation

By OLA Staff Federal Policy Press, Press Release, Research Press No Comments

-Still, Millions of Americans Still Lack Access to Credit Despite Recent Advancements- ARLINGTON, Va. (October 3, 2022)—A new market research report unveiled at the…

Sep 27

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Online Lenders Alliance: New Center for Responsible Lending Report is a Deeply Flawed, Intentionally Misleading, and Methodologically Unsound Salvo in their Ongoing War to Harm Consumers by Eliminating Their Credit Access

By OLA Staff Federal Policy Press, Press Release, Research Press No Comments

ARLINGTON, Va. (September 27, 2022)—In response to a new “research report” released by the Center for Responsible Lending (CRL), Online Lenders Alliance Executive Director Andrew…

A New Mexico Consumer Survey: Understanding the Impact of the 2023 Rate Cap on Consumers

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers (Updated July 25, 2023)

Market Research Report: The Consumer Lending Market

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers

Press Releases

New Online Lenders Alliance Survey Data Finds Many Customers of the Six Largest Banks Offering Small Dollar Loans Continue to Rely on Alternative Lenders to Help Meet Credit Needs

New FOIA Data Confirms That Credit Access in Illinois Remains Significantly Diminished, Leaving Consumers With Fewer Options Two Years After Illinois Implemented 36% Rate Cap

Recently-Released Academic Study Finds Illinois Rate Cap Decreased Credit Availability and Harmed Borrowers’ Financial Well-Being

Online Lenders Alliance Releases New Survey Research from Morning Consult Finding that Online Lenders Have Become the Most Common Source of Personal Loans; Overwhelming Majority Say Loans Obtained Online Helped them Manage Financial Situation

Online Lenders Alliance: New Center for Responsible Lending Report is a Deeply Flawed, Intentionally Misleading, and Methodologically Unsound Salvo in their Ongoing War to Harm Consumers by Eliminating Their Credit Access

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