Research Resources

Mar 22

New FOIA Data Confirms That Credit Access in Illinois Remains Significantly Diminished, Leaving Consumers With Fewer Options Two Years After Illinois Implemented 36% Rate Cap

By OLA Staff Press Release, Research Press, State Policy Press No Comments

-Small Dollar Lending Licenses Have Dropped By Nearly 60% Since March 23, 2021- ARLINGTON, Va. (March 22, 2023)—On the second anniversary of Illinois Governor…

Jan 12

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Recently-Released Academic Study Finds Illinois Rate Cap Decreased Credit Availability and Harmed Borrowers’ Financial Well-Being

By OLA Staff Press Release, Research Press, State Policy Press No Comments

ARLINGTON, Va. (January 12, 2022)—According to a recent study released by three leading economists, Illinois’ strict interest rate cap on personal loans has “significantly decreased…

Oct 03

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Online Lenders Alliance Releases New Survey Research from Morning Consult Finding that Online Lenders Have Become the Most Common Source of Personal Loans; Overwhelming Majority Say Loans Obtained Online Helped them Manage Financial Situation

By OLA Staff Federal Policy Press, Press Release, Research Press No Comments

-Still, Millions of Americans Still Lack Access to Credit Despite Recent Advancements- ARLINGTON, Va. (October 3, 2022)—A new market research report unveiled at the…

Sep 27

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Online Lenders Alliance: New Center for Responsible Lending Report is a Deeply Flawed, Intentionally Misleading, and Methodologically Unsound Salvo in their Ongoing War to Harm Consumers by Eliminating Their Credit Access

By OLA Staff Federal Policy Press, Press Release, Research Press No Comments

ARLINGTON, Va. (September 27, 2022)—In response to a new “research report” released by the Center for Responsible Lending (CRL), Online Lenders Alliance Executive Director Andrew…

Apr 26

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Illinois Open Records Request Exposes the Truth: The PLPA’s 36% Rate Cap Is Not Working – And the Data Proves It

By Communications Press Release, Research Press, State Policy Press No Comments

ARLINGTON, VA (April 25, 2022)—Rate cap proponents have been misleadingly touting Illinois’ 36% rate cap law as a success story, implying that its enactment has…

A New Mexico Consumer Survey: Understanding the Impact of the 2023 Rate Cap on Consumers

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers (Updated July 25, 2023)

Market Research Report: The Consumer Lending Market

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers

Press Releases

New FOIA Data Confirms That Credit Access in Illinois Remains Significantly Diminished, Leaving Consumers With Fewer Options Two Years After Illinois Implemented 36% Rate Cap

Recently-Released Academic Study Finds Illinois Rate Cap Decreased Credit Availability and Harmed Borrowers’ Financial Well-Being

Online Lenders Alliance Releases New Survey Research from Morning Consult Finding that Online Lenders Have Become the Most Common Source of Personal Loans; Overwhelming Majority Say Loans Obtained Online Helped them Manage Financial Situation

Online Lenders Alliance: New Center for Responsible Lending Report is a Deeply Flawed, Intentionally Misleading, and Methodologically Unsound Salvo in their Ongoing War to Harm Consumers by Eliminating Their Credit Access

Illinois Open Records Request Exposes the Truth: The PLPA’s 36% Rate Cap Is Not Working – And the Data Proves It

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