Research Resources

Nov 15

FDIC Survey on Unbanked and Underbanked Households Once Again Highlights Millions of Americans’ Need for Financial Options

By OLA Comms Federal Policy Press, Press Release, Research Press

ARLINGTON, Va. (November 15, 2024)—After the Federal Deposit Insurance Corporation (FDIC) released the findings of its latest National Survey of Unbanked and Underbanked Households, Online…

Sep 11

Love2

New Online Lenders Alliance Research Demonstrates that Consumers Rely on More Options for Credit – Banks, Credit Unions, and Alternative Lenders

By OLA Comms Press Release, Research Press

-Demand for Credit Continues to Rise with Consumers Seeking Mainstream and Alternative Lenders Alike- ARLINGTON, Va. (September 11, 2024)—New survey data released today by the…

Mar 21

Love2

Three Years Into Illinois Rate Cap, Lender Licenses Are Down 64 Percent, Highlighting How Rate Cap Has Significantly Diminished Consumers’ Access to Credit

By OLA Comms Press Release, Research Press, State Policy Press

-Total Licenses Dropped From 1426 in 2021 to Only 512 Today, Leaving Cash-Strapped Consumers With Fewer Options Than Before Rate Cap’s Implementation- ARLINGTON, Va. (March…

Jan 04

Love1

New Data Shows One Year After New Mexico Implemented Its Rate Cap, Credit Options Are Sharply Lower

By OLA Comms Press Release, Research Press, State Policy Press No Comments

ARLINGTON, Va. (January 4, 2024)—Data from the New Mexico Regulation and Licensing Department (NMRLD) collected and analyzed by the Online Lenders Alliance shows that within…

Nov 14

Love3

Online Lenders Alliance Releases Results of New Mexico Consumer Survey Finding Rate Cap is Leaving Former Short-Term, Small-Dollar Loan Users Struggling to Pay Bills and Access Credit

By OLA Comms Press Release, Research Press, State Policy Press No Comments

-Rate Cap is Failing the Financial Wellbeing of New Mexico Consumers Since Taking Effect January 1, 2023- ARLINGTON, Va. (November 14, 2023)—In the wake of…

A New Mexico Consumer Survey: Understanding the Impact of the 2023 Rate Cap on Consumers

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers (Updated July 25, 2023)

Market Research Report: The Consumer Lending Market

An Illinois Consumer Survey: Understanding the Impact of the 2021 Rate Cap on Consumers

Press Releases

FDIC Survey on Unbanked and Underbanked Households Once Again Highlights Millions of Americans’ Need for Financial Options

New Online Lenders Alliance Research Demonstrates that Consumers Rely on More Options for Credit – Banks, Credit Unions, and Alternative Lenders

Three Years Into Illinois Rate Cap, Lender Licenses Are Down 64 Percent, Highlighting How Rate Cap Has Significantly Diminished Consumers’ Access to Credit

New Data Shows One Year After New Mexico Implemented Its Rate Cap, Credit Options Are Sharply Lower

Online Lenders Alliance Releases Results of New Mexico Consumer Survey Finding Rate Cap is Leaving Former Short-Term, Small-Dollar Loan Users Struggling to Pay Bills and Access Credit

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